UIM Insurance! UIM Insurance! Before We Say Anything About Motorcycle Accidents and the Serious Motorcycle Accident Injuries That Happen
If you are injured your insurance will only help you if you have “Underinsured” or “Uninsured” Motorist Insurance (UIM).
You can’t say you don’t know about it because you signed a document under Texas law declining this type of coverage. Scouts’ Honor.
Motorcycle Accidents in Houston Intersections: Why They Happen So Often
Intersections are one of the most dangerous places for motorcyclists in Houston. Despite traffic signals and designated lanes, intersection crashes remain a leading cause of serious motorcycle injuries.
Left-Turn Drivers Are a Major Threat
One of the most common causes of motorcycle accidents in Houston is a driver turning left in front of an oncoming motorcycle. Drivers often:
- Misjudge the motorcycle’s speed
- Fail to see the rider entirely
- Assume the motorcycle is farther away
This split-second mistake can lead to devastating consequences.
High-Risk Houston Intersections
Busy intersections near downtown Houston, the Galleria, and major highway entrances are especially dangerous. Areas with:
- Heavy commuter traffic
- Multiple turning lanes
- Confusing signage
- Ongoing construction
are hotspots for motorcycle collisions.
Why Motorcyclists Are Blamed—Unfairly
After an intersection crash, insurance companies often try to argue that the motorcyclist was speeding or riding aggressively. Even when the driver clearly caused the accident, riders may face unfair scrutiny simply because they were on a motorcycle.
Protecting Yourself After an Intersection Crash
If you’re involved in a motorcycle accident at a Houston intersection:
- Seek medical care immediately
- Document the scene if possible
- Get witness information
- Avoid giving recorded statements to insurers without legal guidance
Intersection crashes are complex, and liability is often disputed—especially when motorcyclists are involved.