Cody Huggins – Million Dollar Highway

Rides & Insurance Cody Huggins Rides the Million Dollar Highway Texas roots. Colorado curves. An annual motorcycle tradition with our UM/UIM insurance specialist. Explore the Ride From Texas to Colorado: Cody’s annual riding tradition. Meet the Rider Cody Huggins: Insurance Knowledge, Miles in the Saddle There is something special about a ride that earns a…

Hit and Run Motorcycle Wreck Lawyer

Hit-and-Run Motorcycle Wrecks and UM/UIM Insurance

Hit-and-Run Motorcycle Wrecks and UM/UIM Insurance: When the Driver Runs, Your Own Policy May Become the Fight Hit-and-run motorcycle wrecks are dirty. A driver hits a rider, sees the damage, knows somebody may be hurt, and then does the lowest thing possible. They run. No name. No insurance information. No apology. No accountability. Just taillights…

UM/UIM Coverage in Texas

Does UM/UIM Follow You in Texas? Usually Yes.

Insurance companies often act like UM/UIM coverage only applies if you were inside the insured vehicle. This post explains why UM/UIM coverage in Texas may follow the person instead, and why ATV and four-wheeler cases often turn into fights over policy language.

UM/UIM Claims

Why does UIM/UM Insurance Pay Faster and Better?

When a careless driver does not have enough insurance, UM/UIM coverage may be the most dependable path to recovery for an injured rider. This post explains why these first-party claims are often stronger than ordinary third-party injury claims in Texas.

UIM Insurance Agent Cody Huggins

UM/UIM Insurance: Insurance Agent Q & A Interview

This is another article in our series on UIM/UM Insurance. UM/UIM Insurance: A Rider’s Guide to Real Protection Today we present Cody Huggins, a cool friend and avid rider who deals all the time with UM/UIM insurance that pays for your injuries when the other rider is either not identified (people hit and people run)…

UM and UIM

UM/UIM Insurance in Texas: The Coverage You Hope You Never Need

Most riders spend a lot of time thinking about helmets, road hazards, distracted drivers, and whether the person next to them even sees them. What many riders do not think about is what happens after the crash if the at-fault driver has no insurance or not enough insurance to cover the damage they caused. That…

Houston Motorcycle Accidents

Motorcycle Accidents in Houston Intersections

UIM Insurance!  UIM Insurance!  Before We Say Anything About Motorcycle Accidents and the Serious Motorcycle Accident Injuries That Happen If you are injured your insurance will only help you if you have “Underinsured” or “Uninsured” Motorist Insurance (UIM). You can’t say you don’t know about it because you signed a document under Texas law declining…