Hit-and-Run Motorcycle Wrecks and UM/UIM Insurance: When the Driver Runs, Your Own Policy May Become the Fight Hit-and-run motorcycle wrecks are dirty. A driver hits a rider, sees the damage, knows somebody may be hurt, and then does the lowest thing possible. They run. No name. No insurance information. No apology. No accountability. Just taillights…
Insurance companies often act like UM/UIM coverage only applies if you were inside the insured vehicle. This post explains why UM/UIM coverage in Texas may follow the person instead, and why ATV and four-wheeler cases often turn into fights over policy language.
When a careless driver does not have enough insurance, UM/UIM coverage may be the most dependable path to recovery for an injured rider. This post explains why these first-party claims are often stronger than ordinary third-party injury claims in Texas.
This is another article in our series on UIM/UM Insurance. UM/UIM Insurance: A Rider’s Guide to Real Protection Today we present Cody Huggins, a cool friend and avid rider who deals all the time with UM/UIM insurance that pays for your injuries when the other rider is either not identified (people hit and people run)…
A crash with an uninsured or hit-and-run driver can leave injured riders facing medical bills, lost income, and an uphill fight with their own insurance company. This post explains how uninsured motorist claims work for motorcycle injuries in Texas, why insurers often push back, and how legal help can protect your recovery.